Business Texting Best Practices: Towner’s Guide to Compliance and ROI

Let’s face it—your customers live on their phones. A quick tap is all it takes to grab their attention, and that’s why mastering business texting best practices isn’t just smart—it’s essential. With 98% open rates (compared to email’s 28–40%) and 90% of texts read within three minutes, SMS is the MVP of business communication. Done right, it builds trust, loyalty, and ROI. Done wrong? Lawsuits, fines, and blacklisted numbers faster than you can say “STOP.”
At Towner, we believe texting shouldn’t feel like navigating a legal minefield. We’re here to help you send messages that get opened, get responses, and keep you out of hot water. This guide covers everything—legal requirements, must-have features, real-world templates, and even the nerdy compliance stuff. Because let’s be real: no one wants a court date from a text.

Table of Contents
1. Understanding the Regulatory Landscape
Federal Regulations: TCPA Essentials
Since 1991, the Telephone Consumer Protection Act (TCPA) has been the law of the land—protecting consumers from auto-dialed marketing messages. And trust us, those fines pack a punch: $500–$1,500 per violation, with the average TCPA lawsuit costing around $413,000.
Translation? If you’re not getting clear opt-in consent, you’re playing with fire.
New 2025 Updates: What’s Changed
The FCC recently doubled down on clarity: opt-outs must be honored via any reasonable means—not just “STOP.” That means if someone emails, fills out a web form, or politely asks you to knock it off, you’re legally bound to make it happen.
Our mantra at Towner: “If they opt out, you opt out.”
CTIA & Carrier Rules
It’s not just Uncle Sam with rules. Carriers and trade groups like the CTIA and MMA expect businesses to follow ID, opt-in, and frequency guidelines—or risk having your number blocked faster than you can say “oops.”
State and Global Considerations
Some states, like Florida and Oklahoma, aren’t messing around—they’ve got stricter daily messaging caps. And if you’re texting anyone in the EU, you’d better know your way around GDPR—that’s explicit consent and data privacy on a whole new level.
- Missouri
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Sunshine Law includes texts
Under Missouri’s Sunshine Law, text messages related to government business are considered public records and may need to be disclosed subject to exemptions for privacy or securityTowner recommendation: If your business handles public sector communications (e.g., municipal notices), treat those texts as recordable—maintain logs and retention schedules for transparency and compliance.
- Telemarketing call restrictions
While primarily focused on calls, Missouri law limits telemarketing between 8 p.m. and 8 a.m., bans profane content, and allows consumer private actions up to $5,000 per violation.
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Towner advice: Even though it’s call-centered, sending texts during no-call hours could be viewed as misconduct if tagged under telemarketing. Check timing and content carefully—especially when campaigns target business hours.
- Kansas
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Open Records Act covers texts
Electronic communications—including texts—related to public business are subject to disclosure under Kansas’s Open Records Act.Towner tip: Treat governmental or public organization texts with the same rigor as official communications. Archive them, enable audit trails, and escrow records if necessary.
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Consumer Electronic Mail Act applies broadly
Kansas law (modeled after CAN-SPAM) requires that any promotional electronic communication—including SMS—use clear identify-as-advertisement language, contain valid sender contact info, and provide a functional opt-out mechanismTowner guidance: For texts to Kansas residents, add disclaimers like “ADV:” or “Ad:” at the front, include opt-out instructions and contact info—even if it’s SMS rather than email.
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2. Compliance Best Practices: Essentials for Every Campaign
1. Consent Clear and Documented
Double opt-in isn’t just best practice—it’s insurance. Use text keywords, checkboxes, and follow-up confirmations. Log everything—timestamps, IP addresses, even screenshots if needed. Keep them handy for at least four years, so if anyone questions your compliance, you’re ready.
2. Prompt and Universal Opt-Out Handling
Every message needs a clear “Reply STOP to unsubscribe” line—no excuses. A SimpleTexting study found that businesses that make opt-out easy see 217% higher customer satisfaction. Honor those requests everywhere—SMS, email, even verbal—and shut it down within 10 business days.
3. Identify Your Brand and Purpose
It’s not just polite—it’s required. Every text needs your business name, why you’re texting, opt-out instructions, and a heads-up that “Msg & data rates may apply.”
Pro tip: Transparency = trust. Don’t make them guess who’s sending those texts.
4. Respect Timing and Frequency
The magic window: 8 a.m.–9 p.m. in your customer’s local time zone. Outside that? It’s bedtime, not text time. And watch those frequency caps—some states only allow a few texts a day, max.
5. Keep Content Professional and Compliant
SHAFT content (Sex, Hate, Alcohol, Firearms, Tobacco) is a hard no. If you’re not sure if it’s too edgy, it probably is.

3. Advanced Best Practices for Effective Campaigns
Think you’ve got the basics covered? Good—now let’s talk about the strategies that separate the pros from the rest. At Towner, we’ve seen too many businesses treat SMS as a “set it and forget it” channel—big mistake. Here’s how to turn compliance and engagement into your secret weapons:
Use local, toll-free, or short codes that are registered and vetted—trust is everything.
Your sender number is your handshake with customers. Use a local long code to build familiarity—people trust local numbers more than random digits. For high-volume or marketing-heavy campaigns, short codes (think 5-6 digits) are king—they’re easier to remember and come with built-in carrier vetting. Toll-free numbers are a solid option too—great for support lines and nationwide campaigns. But whatever you choose, make sure it’s properly registered with your carrier (CTIA) and audited to prevent spam filters from sidelining your efforts.
Set clear expectations up front—no surprises, no confusion.
We’ve all been there: you sign up for something and suddenly your phone’s blowing up at 2 a.m. Not a good look. During your opt-in flow, tell subscribers what they’re getting: is this daily promos, weekly appointment reminders, urgent notifications? Be explicit about frequency, message types, and—yes—mention that standard message and data rates may apply. Transparency builds trust.
Automate suppression so no one slips through the cracks.
Nothing tanks a campaign’s credibility faster than ignoring opt-outs. One angry recipient—and you could face a lawsuit. Use a reliable SMS platform (or Towner’s recommended vendors) that automatically scrubs contacts who text “STOP,” “QUIT,” or any variation. Advanced tools even recognize slang opt-outs like “leave me alone.” Automation is the difference between confident compliance and a compliance nightmare.
Train your team—because your compliance is only as strong as your weakest link.
A single mistyped text can land you in legal hot water. Hold annual compliance workshops and regular refreshers. Teach your team the dos and don’ts, from opt-in best practices to tone of voice and timing. And don’t just train your marketing team—anyone sending texts (sales, support, billing) should be in the know.
Audit often—a quick review today beats a big fine tomorrow.
Compliance isn’t a one-and-done deal. Schedules shift, regulations tighten, your audience evolves. Regular audits (quarterly at minimum) of your opt-in processes, message content, suppression lists, and timing protocols keep your campaigns clean and trustworthy. It’s the business texting equivalent of a pre-flight checklist: do it before you hit send.
Why It Matters
The reality? Customers are overwhelmed with messages—and regulators aren’t messing around. These advanced best practices don’t just keep you legal; they build the kind of trust and reliability that makes your messages stand out in a crowded inbox. At Towner, we call it compliance with confidence—and it’s how you turn business texting from a risk into a revenue driver.
4. Features that Power Next-Level Campaigns
Dynamic Opt-In Flows
Double opt-in, tracked like a pro.
Time-Zone-Aware Scheduling
Because 2 a.m. texts are never welcome.
Automated Opt-Out Handling
Recognize “STOP,” “unsubscribe,” or even the occasional “leave me alone.”
Compliance Dashboards
Real-time metrics that make audits a breeze.
Pre-Approved Templates
Save time, stay compliant.
Multi-Channel Suppression
If they’re out, they’re out everywhere—SMS, email, you name it.
5. Real-World Templates
Quick tip: Every message needs your brand, your reason, and an opt-out. It’s that simple.
Use Case
Example Message
Promotional
Appointment
Conversational
“FLASH sale today only! 20% off heels. Msg & data rates may apply. Reply STOP to unsubscribe.”
“Your service is confirmed for June 20 at 2 p.m. Reply HELP or STOP to unsubscribe.”
“Hi Jane—saw your inquiry. What works better this week for a call about XYZ?”

Frequently Asked Question About Business Texting
Ready To Get Texting
Ready to take the guesswork out of SMS compliance? At Towner, we help businesses like yours build text marketing campaigns that are both effective and bulletproof. Contact us today for a free SMS compliance audit—and start sending texts that get opened, get read, and get results.
